Best SBA 7(a) lenders for air-conditioning and warm air heating equipment and commercial and ind
NAICS 333415 — Air-Conditioning and Warm Air Heating Equipment and Commercial and Ind.
75 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $49.7M.
Loans
75
Total $
$49.7M
Avg loan
$662K
Avg rate
9.28%
Avg term
135 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Northeast Bank | 9 | $1.7M | $192K | 10.47% | 0.00% |
| 2 | Newtek Bank, National Association | 5 | $2.2M | $447K | 11.30% | — |
| 3 | OakStar Bank | 4 | $1.4M | $363K | 9.75% | 0.00% |
| 4 | Celtic Bank Corporation | 4 | $440K | $110K | 10.56% | — |
| 5 | Banco Popular de Puerto Rico | 3 | $669K | $223K | 8.17% | 0.00% |
| 6 | Fifth Third Bank | 3 | $2.2M | $727K | 9.78% | — |
| 7 | U.S. Bank, National Association | 3 | $1.2M | $386K | 8.58% | 0.00% |
| 8 | Wells Fargo Bank National Association | 3 | $50K | $17K | 14.33% | 0.00% |
| 9 | Pioneer Bank | 3 | $950K | $317K | 8.50% | — |
| 10 | The American National Bank of Texas | 2 | $720K | $360K | 4.67% | 0.00% |
| 11 | Bank of America, National Association | 2 | $613K | $306K | 9.34% | 0.00% |
| 12 | Pinnacle Bank | 2 | $857K | $429K | 7.75% | 0.00% |
| 13 | Webster Bank National Association | 2 | $4.2M | $2.1M | 8.25% | 0.00% |
| 14 | CalPrivate Bank | 2 | $7.1M | $3.6M | 6.75% | 0.00% |
| 15 | Paradise Bank | 2 | $5.0M | $2.5M | 10.25% | — |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 333415. Charge-off rates are calculated on the FY2020–FY2023 cohort only.