Fifth Third Bank
Headquartered in CINCINNATI, OH. Analysis based on 1,149 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $733.1M.
Risk ranking: Among 65 lenders with 500+ mature SBA 7(a) loans (FY2020–FY2023),
Fifth Third Bank ranks #54 by charge-off rate (3.19%).
Total 7(a) loans
1,149
Total approved
$733.1M
Average loan
$638K
States funded in
33
Charge-off rate
3.19%
FY2020–FY2023 cohort
Paid-in-full rate
22.02%
Average rate
8.50%
Average term
157 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 73 |
| 621210 | Offices of Dentists | 58 |
| 722513 | Limited-Service Restaurants | 55 |
| 541940 | Veterinary Services | 50 |
| 484121 | General Freight Trucking, Long Distance, Truckload | 31 |
| 484110 | General Freight Trucking, Local | 27 |
| 713940 | Fitness and Recreational Sports Centers | 24 |
| 238990 | All Other Specialty Trade Contractors | 23 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 22 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 21 |
Top 10 states
| State | Loans |
|---|---|
| OH | 219 |
| FL | 211 |
| IL | 180 |
| MI | 160 |
| IN | 82 |
| NC | 80 |
| KY | 45 |
| TN | 27 |
| GA | 21 |
| TX | 16 |
Top franchise brands financed
115 franchise loans across 78 distinct brands.
| Franchise | Loans |
|---|---|
| Crumbl | 6 |
| Culver's ButterBurgers & Froze | 4 |
| SEA TOW SERVICES | 3 |
| Domino's | 3 |
| Little Caesars | 3 |
| Jersey Mike's | 3 |
| Servpro | 3 |
| McDonalds | 3 |
| Paris Baguette | 2 |
| Burgerim | 2 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.