The American National Bank of Texas
Headquartered in TERRELL, TX. Analysis based on 127 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $90.1M.
Total 7(a) loans
127
Total approved
$90.1M
Average loan
$710K
States funded in
1
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
17.53%
Average rate
6.68%
Average term
158 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722513 | Limited-Service Restaurants | 9 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 8 |
| 238990 | All Other Specialty Trade Contractors | 7 |
| 444130 | Hardware Stores | 5 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 4 |
| 524210 | Insurance Agencies and Brokerages | 4 |
| 541370 | Surveying and Mapping (except Geophysical) Services | 4 |
| 621310 | Offices of Chiropractors | 4 |
| 332999 | All Other Miscellaneous Fabricated Metal Product Manufacturing | 3 |
| 236220 | Commercial and Institutional Building Construction | 3 |
Top 10 states
| State | Loans |
|---|---|
| TX | 127 |
Top franchise brands financed
29 franchise loans across 14 distinct brands.
| Franchise | Loans |
|---|---|
| Dairy Queen Operating Agreemen | 7 |
| Ace Hardware | 6 |
| Smoothie King | 3 |
| Kid to Kid | 2 |
| Pet Supplies Plus | 2 |
| Shipley Do-Nut | 1 |
| FASTSIGNS | 1 |
| Floor Coverings International | 1 |
| Jamba | 1 |
| Snap-On | 1 |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.