Best SBA 7(a) lenders for other clothing stores
NAICS 448190 — Other Clothing Stores.
295 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $98.6M.
Loans
295
Total $
$98.6M
Avg loan
$334K
Avg rate
6.76%
Avg term
128 mo
Industry chg-off rate
2.87%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 22 | $1.3M | $58K | 7.31% | 0.00% |
| 2 | The Huntington National Bank | 20 | $1.7M | $83K | 6.13% | 0.00% |
| 3 | TD Bank, National Association | 18 | $1.2M | $67K | 10.31% | 15.38% |
| 4 | BayFirst National Bank | 13 | $2.7M | $209K | 10.42% | 37.50% |
| 5 | Newtek Small Business Finance, Inc. | 10 | $3.9M | $387K | 6.97% | 0.00% |
| 6 | Wells Fargo Bank National Association | 9 | $1.0M | $112K | 8.39% | 11.11% |
| 7 | Community Trust Bank, Inc. | 7 | $765K | $109K | 4.36% | 0.00% |
| 8 | Manufacturers and Traders Trust Company | 7 | $483K | $69K | 7.29% | 14.29% |
| 9 | Citizens Bank | 7 | $3.0M | $422K | 5.89% | 0.00% |
| 10 | Bank of America, National Association | 5 | $900K | $180K | 6.11% | 0.00% |
| 11 | Five Star Bank | 5 | $1.2M | $245K | 7.05% | 20.00% |
| 12 | Central Bank | 4 | $853K | $213K | 6.13% | 0.00% |
| 13 | Glacier Bank | 4 | $1.6M | $392K | 5.81% | 0.00% |
| 14 | JPMorgan Chase Bank, National Association | 4 | $310K | $78K | 11.53% | 0.00% |
| 15 | Columbia Bank | 4 | $3.4M | $850K | 5.81% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 448190. Charge-off rates are calculated on the FY2020–FY2023 cohort only.