Community Trust Bank, Inc.
Headquartered in PIKEVILLE, KY. Analysis based on 419 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $105.0M.
Total 7(a) loans
419
Total approved
$105.0M
Average loan
$251K
States funded in
6
Charge-off rate
2.18%
FY2020–FY2023 cohort
Paid-in-full rate
32.73%
Average rate
6.58%
Average term
116 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 484110 | General Freight Trucking, Local | 22 |
| 722511 | Full-Service Restaurants | 16 |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 13 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 11 |
| 722513 | Limited-Service Restaurants | 9 |
| 484220 | Specialized Freight (except Used Goods) Trucking, Local | 9 |
| 445310 | Beer, Wine, and Liquor Stores | 9 |
| 484121 | General Freight Trucking, Long Distance, Truckload | 8 |
| 115210 | Support Activities for Animal Production | 7 |
| 812112 | Beauty Salons | 7 |
Top 10 states
| State | Loans |
|---|---|
| KY | 359 |
| WV | 32 |
| TN | 13 |
| OH | 13 |
| GA | 1 |
| VA | 1 |
Top franchise brands financed
35 franchise loans across 30 distinct brands.
| Franchise | Loans |
|---|---|
| Giovanni's Pizza | 3 |
| LeanFeast | 2 |
| The Exercise Coach | 2 |
| Device Pitstop | 2 |
| Minuteman Press | 1 |
| Tru by Hilton | 1 |
| Gatti's Pizza/Mr. Gatti's Pizz | 1 |
| Always Best Care Senior Servic | 1 |
| Garage Kings | 1 |
| Fazoli's | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.