Best SBA 7(a) lenders for beer and ale merchant wholesalers
NAICS 424810 — Beer and Ale Merchant Wholesalers.
104 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $63.4M.
Loans
104
Total $
$63.4M
Avg loan
$610K
Avg rate
8.03%
Avg term
140 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Company | 10 | $2.3M | $227K | 8.05% | 0.00% |
| 2 | Northeast Bank | 6 | $847K | $141K | 11.08% | 0.00% |
| 3 | The Huntington National Bank | 6 | $1.8M | $307K | 6.21% | 0.00% |
| 4 | Newtek Bank, National Association | 5 | $1.4M | $290K | 11.00% | — |
| 5 | Dime Community Bank | 4 | $1.9M | $486K | 7.19% | 0.00% |
| 6 | Western Alliance Bank | 4 | $6.4M | $1.6M | 9.50% | — |
| 7 | American Bank of Commerce | 3 | $198K | $66K | 7.00% | 0.00% |
| 8 | Wilmington Savings Fund Society FSB | 3 | $3.0M | $988K | 8.17% | 0.00% |
| 9 | PNC Bank, National Association | 3 | $577K | $192K | 5.98% | 0.00% |
| 10 | Firstrust Savings Bank | 2 | $2.2M | $1.1M | 5.50% | 0.00% |
| 11 | Bank of America, National Association | 2 | $3.9M | $2.0M | 4.00% | 0.00% |
| 12 | Citizens Bank | 2 | $4.3M | $2.2M | 6.13% | 0.00% |
| 13 | CDC Small Business Finance Corp. | 2 | $250K | $125K | 8.75% | 0.00% |
| 14 | Woori America Bank | 2 | $4.3M | $2.1M | 5.88% | 0.00% |
| 15 | Truist Bank | 2 | $500K | $250K | 5.97% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 424810. Charge-off rates are calculated on the FY2020–FY2023 cohort only.