Best SBA 7(a) lenders for food (health) supplement stores
NAICS 446191 — Food (Health) Supplement Stores.
139 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $44.6M.
Loans
139
Total $
$44.6M
Avg loan
$321K
Avg rate
6.66%
Avg term
111 mo
Industry chg-off rate
7.35%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 15 | $2.1M | $140K | 7.69% | 20.00% |
| 2 | Wells Fargo Bank National Association | 7 | $90K | $13K | 10.32% | 0.00% |
| 3 | TD Bank, National Association | 6 | $227K | $38K | 10.06% | 40.00% |
| 4 | The Huntington National Bank | 6 | $235K | $39K | 5.67% | 0.00% |
| 5 | BayFirst National Bank | 5 | $654K | $131K | 9.30% | 40.00% |
| 6 | KeyBank National Association | 5 | $391K | $78K | 6.01% | 0.00% |
| 7 | b1BANK | 4 | $1.7M | $425K | 4.18% | 0.00% |
| 8 | JPMorgan Chase Bank, National Association | 4 | $540K | $135K | 7.75% | 25.00% |
| 9 | PNC Bank, National Association | 3 | $475K | $158K | 6.86% | 0.00% |
| 10 | Five Star Bank | 3 | $1.8M | $583K | 6.00% | 0.00% |
| 11 | Regions Bank | 3 | $3.3M | $1.1M | 3.75% | 0.00% |
| 12 | GBC International Bank | 3 | $1.9M | $617K | 5.25% | 0.00% |
| 13 | BMO Bank National Association | 3 | $1.6M | $538K | 5.67% | 0.00% |
| 14 | Arvest Bank | 3 | $1.5M | $505K | 4.90% | 0.00% |
| 15 | Cadence Bank | 3 | $513K | $171K | 5.92% | 33.33% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 446191. Charge-off rates are calculated on the FY2020–FY2023 cohort only.