Arvest Bank
Headquartered in FAYETTEVILLE, AR. Analysis based on 649 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $171.7M.
Risk ranking: Among 65 lenders with 500+ mature SBA 7(a) loans (FY2020–FY2023),
Arvest Bank ranks #33 by charge-off rate (1.17%).
Total 7(a) loans
649
Total approved
$171.7M
Average loan
$265K
States funded in
6
Charge-off rate
1.17%
FY2020–FY2023 cohort
Paid-in-full rate
38.13%
Average rate
6.72%
Average term
114 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 41 |
| 484110 | General Freight Trucking, Local | 34 |
| 811111 | General Automotive Repair | 20 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 19 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 18 |
| 484220 | Specialized Freight (except Used Goods) Trucking, Local | 18 |
| 238210 | Electrical Contractors | 17 |
| 713940 | Fitness and Recreational Sports Centers | 16 |
| 624410 | Child Day Care Services | 16 |
| 812112 | Beauty Salons | 15 |
Top 10 states
| State | Loans |
|---|---|
| AR | 282 |
| OK | 233 |
| MO | 106 |
| KS | 26 |
| TX | 1 |
| IL | 1 |
Top franchise brands financed
56 franchise loans across 42 distinct brands.
| Franchise | Loans |
|---|---|
| Massage Heights | 4 |
| Farmers Insurance Agent Appoin | 3 |
| Kitchen Tune Up | 3 |
| Mercury Marine Dealer Sales an | 3 |
| The UPS Store (f/k/a Mail Box | 2 |
| Smallcakes Cupcakery | 2 |
| Aire Serv | 2 |
| Board & Brush Creative Studios | 2 |
| Hotworx | 2 |
| Tap Truck License Agreement | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.