Best SBA 7(a) lenders for floor covering stores
NAICS 442210 — Floor Covering Stores.
185 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $113.2M.
Loans
185
Total $
$113.2M
Avg loan
$612K
Avg rate
5.84%
Avg term
155 mo
Industry chg-off rate
1.65%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 15 | $6.8M | $453K | 6.27% | 0.00% |
| 2 | The Huntington National Bank | 14 | $5.5M | $390K | 6.34% | 0.00% |
| 3 | Manufacturers and Traders Trust Company | 6 | $1.6M | $265K | 7.17% | 0.00% |
| 4 | Columbia Bank | 6 | $2.6M | $430K | 7.67% | 0.00% |
| 5 | Citizens Bank | 5 | $1.5M | $301K | 5.80% | 20.00% |
| 6 | Harvest Small Business Finance, LLC | 5 | $12.1M | $2.4M | 5.45% | 0.00% |
| 7 | JPMorgan Chase Bank, National Association | 5 | $3.4M | $680K | 6.12% | 0.00% |
| 8 | MISSINGMAINBANKID | 4 | $1.1M | $275K | 4.75% | 0.00% |
| 9 | Cadence Bank | 4 | $678K | $170K | 5.63% | 25.00% |
| 10 | BayFirst National Bank | 4 | $1.2M | $296K | 6.63% | 0.00% |
| 11 | Eastern Bank | 3 | $60K | $20K | 6.82% | 0.00% |
| 12 | TD Bank, National Association | 3 | $833K | $278K | 7.37% | 0.00% |
| 13 | PNC Bank, National Association | 3 | $150K | $50K | 8.73% | 0.00% |
| 14 | Wells Fargo Bank National Association | 3 | $2.4M | $785K | 4.93% | 0.00% |
| 15 | Comerica Bank | 3 | $2.2M | $731K | 4.50% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 442210. Charge-off rates are calculated on the FY2020–FY2023 cohort only.