Best SBA 7(a) lenders for horse and other equine production
NAICS 112920 — Horse and Other Equine Production.
105 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $43.7M.
Loans
105
Total $
$43.7M
Avg loan
$417K
Avg rate
8.97%
Avg term
164 mo
Industry chg-off rate
5.45%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 9 | $2.8M | $315K | 9.37% | 0.00% |
| 2 | Readycap Lending, LLC | 6 | $1.2M | $199K | 12.58% | — |
| 3 | Community Trust Bank, Inc. | 6 | $872K | $145K | 5.67% | 20.00% |
| 4 | Wells Fargo Bank National Association | 5 | $95K | $19K | 11.50% | 0.00% |
| 5 | TD Bank, National Association | 5 | $345K | $69K | 11.73% | 0.00% |
| 6 | Manufacturers and Traders Trust Company | 4 | $194K | $49K | 6.88% | 25.00% |
| 7 | Newtek Small Business Finance, Inc. | 4 | $788K | $197K | 6.81% | 0.00% |
| 8 | Celtic Bank Corporation | 3 | $354K | $118K | 11.17% | — |
| 9 | U.S. Bank, National Association | 3 | $4.6M | $1.5M | 7.26% | 0.00% |
| 10 | BayFirst National Bank | 3 | $293K | $98K | 13.08% | — |
| 11 | Harvest Small Business Finance, LLC | 2 | $1.7M | $837K | 9.88% | 0.00% |
| 12 | Northeast Bank | 2 | $130K | $65K | 10.88% | — |
| 13 | The First National Bank of Waterloo | 2 | $50K | $25K | 6.50% | 0.00% |
| 14 | Summit Bank | 2 | $1.5M | $743K | 5.63% | 0.00% |
| 15 | Renasant Bank | 2 | $1.3M | $653K | 6.25% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 112920. Charge-off rates are calculated on the FY2020–FY2023 cohort only.