Best SBA 7(a) lenders for automotive glass replacement shops
NAICS 811122 — Automotive Glass Replacement Shops.
367 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $121.8M.
Loans
367
Total $
$121.8M
Avg loan
$332K
Avg rate
9.28%
Avg term
134 mo
Industry chg-off rate
4.07%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 31 | $4.1M | $131K | 9.31% | 0.00% |
| 2 | The Huntington National Bank | 22 | $7.0M | $320K | 10.21% | 0.00% |
| 3 | First Bank of the Lake | 20 | $13.2M | $658K | 9.36% | 0.00% |
| 4 | United Midwest Savings Bank National Association | 19 | $3.1M | $166K | 8.03% | 16.67% |
| 5 | Readycap Lending, LLC | 16 | $5.5M | $344K | 11.53% | 0.00% |
| 6 | TD Bank, National Association | 15 | $1.3M | $84K | 10.69% | 20.00% |
| 7 | Wells Fargo Bank National Association | 15 | $1.2M | $79K | 10.09% | 0.00% |
| 8 | Newtek Bank, National Association | 10 | $4.1M | $412K | 11.85% | 0.00% |
| 9 | Celtic Bank Corporation | 8 | $3.8M | $471K | 8.53% | 0.00% |
| 10 | BayFirst National Bank | 8 | $993K | $124K | 11.38% | 25.00% |
| 11 | SouthState Bank, National Association | 8 | $3.6M | $444K | 6.63% | 0.00% |
| 12 | JPMorgan Chase Bank, National Association | 8 | $875K | $109K | 12.78% | 0.00% |
| 13 | Manufacturers and Traders Trust Company | 7 | $427K | $61K | 10.18% | 0.00% |
| 14 | Northeast Bank | 7 | $802K | $115K | 10.50% | 0.00% |
| 15 | Zions Bank, A Division of | 7 | $4.2M | $594K | 8.60% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 811122. Charge-off rates are calculated on the FY2020–FY2023 cohort only.