Best SBA 7(a) lenders for automotive body, paint, and interior repair and maintenance
NAICS 811121 — Automotive Body, Paint, and Interior Repair and Maintenance.
1,767 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $998.2M.
Loans
1,767
Total $
$998.2M
Avg loan
$565K
Avg rate
8.65%
Avg term
162 mo
Industry chg-off rate
1.61%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 134 | $37.8M | $282K | 8.42% | 4.11% |
| 2 | U.S. Bank, National Association | 121 | $40.9M | $338K | 8.64% | 2.33% |
| 3 | TD Bank, National Association | 62 | $14.1M | $227K | 10.54% | 3.23% |
| 4 | Manufacturers and Traders Trust Company | 62 | $10.2M | $164K | 9.85% | 0.00% |
| 5 | Live Oak Banking Company | 59 | $78.7M | $1.3M | 8.47% | 0.00% |
| 6 | Northeast Bank | 57 | $10.4M | $182K | 10.71% | 0.00% |
| 7 | Newtek Bank, National Association | 54 | $31.5M | $584K | 11.28% | 0.00% |
| 8 | Wells Fargo Bank National Association | 53 | $14.1M | $266K | 9.93% | 13.89% |
| 9 | Readycap Lending, LLC | 39 | $18.0M | $461K | 11.72% | 0.00% |
| 10 | BayFirst National Bank | 38 | $5.9M | $155K | 11.72% | 0.00% |
| 11 | JPMorgan Chase Bank, National Association | 34 | $12.4M | $365K | 10.31% | 11.11% |
| 12 | Harvest Small Business Finance, LLC | 34 | $33.9M | $996K | 7.87% | 0.00% |
| 13 | Enterprise Bank & Trust | 28 | $36.8M | $1.3M | 6.95% | 0.00% |
| 14 | Columbia Bank | 24 | $14.9M | $622K | 10.36% | 0.00% |
| 15 | KeyBank National Association | 22 | $8.1M | $370K | 8.38% | 0.00% |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 811121. Charge-off rates are calculated on the FY2020–FY2023 cohort only.