Best SBA 7(a) lenders for mobile food services
NAICS 722330 — Mobile Food Services.
1,349 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $125.0M.
Loans
1,349
Total $
$125.0M
Avg loan
$93K
Avg rate
9.52%
Avg term
103 mo
Industry chg-off rate
4.37%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 203 | $13.0M | $64K | 9.23% | 1.05% |
| 2 | U.S. Bank, National Association | 161 | $7.2M | $45K | 8.63% | 3.70% |
| 3 | Wells Fargo Bank National Association | 112 | $6.6M | $59K | 11.55% | 8.22% |
| 4 | TD Bank, National Association | 80 | $2.1M | $26K | 11.03% | 17.24% |
| 5 | Manufacturers and Traders Trust Company | 65 | $3.9M | $60K | 10.60% | 4.55% |
| 6 | KeyBank National Association | 54 | $2.8M | $52K | 9.99% | 0.00% |
| 7 | Readycap Lending, LLC | 35 | $4.6M | $131K | 11.99% | 7.69% |
| 8 | Newtek Bank, National Association | 26 | $2.2M | $83K | 12.49% | 0.00% |
| 9 | Northeast Bank | 23 | $1.5M | $65K | 11.08% | — |
| 10 | Central Pacific Bank | 19 | $673K | $35K | 8.35% | 16.67% |
| 11 | Columbia Bank | 18 | $2.4M | $133K | 11.18% | 0.00% |
| 12 | BayFirst National Bank | 16 | $1.6M | $99K | 11.00% | 0.00% |
| 13 | Newtek Small Business Finance, Inc. | 15 | $2.3M | $156K | 7.53% | 0.00% |
| 14 | JPMorgan Chase Bank, National Association | 15 | $1.3M | $87K | 12.00% | 20.00% |
| 15 | Zions Bank, A Division of | 13 | $1.9M | $144K | 9.10% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 722330. Charge-off rates are calculated on the FY2020–FY2023 cohort only.