Best SBA 7(a) lenders for all other business support services
NAICS 561499 — All Other Business Support Services.
286 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $116.2M.
Loans
286
Total $
$116.2M
Avg loan
$406K
Avg rate
9.10%
Avg term
123 mo
Industry chg-off rate
3.18%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 31 | $16.1M | $519K | 8.83% | 0.00% |
| 2 | Northeast Bank | 20 | $3.3M | $165K | 11.24% | — |
| 3 | Readycap Lending, LLC | 13 | $2.6M | $202K | 11.48% | 0.00% |
| 4 | Wells Fargo Bank National Association | 12 | $169K | $14K | 11.96% | 10.00% |
| 5 | BayFirst National Bank | 12 | $2.0M | $163K | 10.71% | 0.00% |
| 6 | KeyBank National Association | 10 | $5.5M | $549K | 6.85% | 0.00% |
| 7 | Cadence Bank | 10 | $2.8M | $278K | 8.63% | 14.29% |
| 8 | Celtic Bank Corporation | 9 | $996K | $111K | 10.53% | — |
| 9 | U.S. Bank, National Association | 9 | $4.8M | $528K | 8.61% | 0.00% |
| 10 | Eastern Bank | 9 | $316K | $35K | 10.30% | 0.00% |
| 11 | Manufacturers and Traders Trust Company | 7 | $1.4M | $203K | 8.89% | 0.00% |
| 12 | JPMorgan Chase Bank, National Association | 6 | $848K | $141K | 13.27% | 0.00% |
| 13 | United Midwest Savings Bank National Association | 6 | $1.7M | $287K | 6.96% | 0.00% |
| 14 | Live Oak Banking Company | 5 | $3.4M | $671K | 8.97% | 0.00% |
| 15 | TD Bank, National Association | 5 | $245K | $49K | 8.81% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 561499. Charge-off rates are calculated on the FY2020–FY2023 cohort only.