Best SBA 7(a) lenders for other business service centers (including copy shops)
NAICS 561439 — Other Business Service Centers (including Copy Shops).
184 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $65.6M.
Loans
184
Total $
$65.6M
Avg loan
$357K
Avg rate
8.62%
Avg term
126 mo
Industry chg-off rate
2.91%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 25 | $4.3M | $174K | 9.17% | 10.00% |
| 2 | Newtek Bank, National Association | 11 | $3.7M | $337K | 11.23% | 0.00% |
| 3 | TD Bank, National Association | 10 | $3.1M | $309K | 9.98% | 25.00% |
| 4 | KeyBank National Association | 7 | $1.9M | $265K | 6.96% | 0.00% |
| 5 | U.S. Bank, National Association | 5 | $2.1M | $411K | 7.01% | 0.00% |
| 6 | Wells Fargo Bank National Association | 5 | $2.8M | $558K | 8.12% | 0.00% |
| 7 | Readycap Lending, LLC | 4 | $1.1M | $272K | 9.75% | 0.00% |
| 8 | Pinnacle Bank | 4 | $1.5M | $364K | 6.06% | 0.00% |
| 9 | Cadence Bank | 3 | $1.7M | $557K | 9.75% | 0.00% |
| 10 | BayFirst National Bank | 3 | $367K | $122K | 13.25% | 0.00% |
| 11 | Peoples Bank of Alabama | 3 | $652K | $217K | 7.33% | 0.00% |
| 12 | Newtek Small Business Finance, Inc. | 3 | $3.4M | $1.1M | 6.50% | 0.00% |
| 13 | Manufacturers and Traders Trust Company | 3 | $400K | $133K | 11.33% | — |
| 14 | OakStar Bank | 3 | $1.8M | $587K | 6.58% | 0.00% |
| 15 | Community Resource Bank | 3 | $323K | $108K | 8.50% | — |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 561439. Charge-off rates are calculated on the FY2020–FY2023 cohort only.