Best SBA 7(a) lenders for office administrative services
NAICS 561110 — Office Administrative Services.
247 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $139.8M.
Loans
247
Total $
$139.8M
Avg loan
$566K
Avg rate
9.28%
Avg term
131 mo
Industry chg-off rate
2.50%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 17 | $3.2M | $185K | 8.61% | 0.00% |
| 2 | Northeast Bank | 16 | $3.1M | $195K | 10.77% | 50.00% |
| 3 | Manufacturers and Traders Trust Company | 12 | $1.2M | $96K | 10.06% | 14.29% |
| 4 | Readycap Lending, LLC | 11 | $4.4M | $396K | 11.98% | 0.00% |
| 5 | BayFirst National Bank | 10 | $971K | $97K | 11.70% | 0.00% |
| 6 | FinWise Bank | 8 | $12.1M | $1.5M | 9.22% | 0.00% |
| 7 | Eastern Bank | 8 | $285K | $36K | 11.40% | 0.00% |
| 8 | Banco Popular de Puerto Rico | 7 | $815K | $116K | 11.93% | 0.00% |
| 9 | TD Bank, National Association | 7 | $487K | $70K | 11.43% | 0.00% |
| 10 | Wells Fargo Bank National Association | 7 | $472K | $67K | 10.17% | 0.00% |
| 11 | JPMorgan Chase Bank, National Association | 7 | $1.1M | $164K | 11.82% | — |
| 12 | Newtek Bank, National Association | 7 | $8.9M | $1.3M | 10.93% | — |
| 13 | Cadence Bank | 6 | $2.3M | $392K | 10.75% | 0.00% |
| 14 | Harvest Small Business Finance, LLC | 6 | $6.3M | $1.0M | 10.21% | — |
| 15 | SouthState Bank, National Association | 5 | $4.1M | $818K | 8.85% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 561110. Charge-off rates are calculated on the FY2020–FY2023 cohort only.