Best SBA 7(a) lenders for graphic design services
NAICS 541430 — Graphic Design Services.
475 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $102.8M.
Loans
475
Total $
$102.8M
Avg loan
$217K
Avg rate
9.57%
Avg term
124 mo
Industry chg-off rate
2.45%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 47 | $5.1M | $108K | 8.01% | 3.57% |
| 2 | U.S. Bank, National Association | 38 | $5.4M | $143K | 9.83% | 0.00% |
| 3 | Wells Fargo Bank National Association | 31 | $2.7M | $86K | 10.07% | 0.00% |
| 4 | TD Bank, National Association | 30 | $2.4M | $79K | 10.47% | 5.26% |
| 5 | JPMorgan Chase Bank, National Association | 28 | $5.9M | $209K | 10.08% | 0.00% |
| 6 | Manufacturers and Traders Trust Company | 21 | $1.3M | $61K | 10.69% | 20.00% |
| 7 | Readycap Lending, LLC | 21 | $3.7M | $178K | 12.40% | 0.00% |
| 8 | Northeast Bank | 17 | $1.6M | $96K | 10.90% | — |
| 9 | BayFirst National Bank | 16 | $1.7M | $103K | 12.27% | 0.00% |
| 10 | Newtek Bank, National Association | 15 | $5.0M | $334K | 12.83% | 0.00% |
| 11 | Columbia Bank | 11 | $623K | $57K | 9.18% | 0.00% |
| 12 | Celtic Bank Corporation | 11 | $1.0M | $93K | 10.95% | 0.00% |
| 13 | Newtek Small Business Finance, Inc. | 10 | $2.2M | $224K | 7.70% | 0.00% |
| 14 | Lendistry SBLC, LLC | 10 | $1.8M | $177K | 12.45% | — |
| 15 | Cadence Bank | 9 | $1.8M | $199K | 7.42% | 12.50% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 541430. Charge-off rates are calculated on the FY2020–FY2023 cohort only.