Best SBA 7(a) lenders for truck, utility trailer, and rv (recreational vehicle) rental and leasi
NAICS 532120 — Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasi.
170 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $51.6M.
Loans
170
Total $
$51.6M
Avg loan
$304K
Avg rate
8.74%
Avg term
118 mo
Industry chg-off rate
3.81%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Wells Fargo Bank National Association | 24 | $881K | $37K | 11.06% | 0.00% |
| 2 | U.S. Bank, National Association | 13 | $4.3M | $334K | 7.64% | 11.11% |
| 3 | Zions Bank, A Division of | 13 | $1.7M | $129K | 8.13% | 0.00% |
| 4 | The Huntington National Bank | 10 | $1.2M | $118K | 8.75% | 0.00% |
| 5 | Mountain America FCU | 8 | $967K | $121K | 8.03% | 0.00% |
| 6 | Celtic Bank Corporation | 6 | $1.4M | $226K | 10.58% | 0.00% |
| 7 | TD Bank, National Association | 5 | $104K | $21K | 11.40% | — |
| 8 | Newtek Small Business Finance, Inc. | 4 | $926K | $232K | 6.44% | 0.00% |
| 9 | Newtek Bank, National Association | 3 | $305K | $102K | 11.42% | 0.00% |
| 10 | JPMorgan Chase Bank, National Association | 3 | $240K | $80K | 12.90% | 0.00% |
| 11 | Columbia Bank | 3 | $936K | $312K | 8.00% | 0.00% |
| 12 | St. Louis Bank | 3 | $5.5M | $1.8M | 8.08% | 0.00% |
| 13 | Manufacturers and Traders Trust Company | 3 | $297K | $99K | 8.92% | 0.00% |
| 14 | Sound Credit Union | 3 | $67K | $22K | 10.92% | — |
| 15 | IncredibleBank | 3 | $5.5M | $1.8M | 6.00% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 532120. Charge-off rates are calculated on the FY2020–FY2023 cohort only.