Best SBA 7(a) lenders for jewelry stores
NAICS 448310 — Jewelry Stores.
243 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $86.5M.
Loans
243
Total $
$86.5M
Avg loan
$356K
Avg rate
7.02%
Avg term
122 mo
Industry chg-off rate
3.81%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 33 | $1.8M | $54K | 7.25% | 6.06% |
| 2 | TD Bank, National Association | 26 | $1.0M | $39K | 10.03% | 8.33% |
| 3 | The Huntington National Bank | 26 | $3.2M | $124K | 5.83% | 4.00% |
| 4 | Wells Fargo Bank National Association | 17 | $1.8M | $106K | 9.09% | 5.88% |
| 5 | BayFirst National Bank | 10 | $4.8M | $481K | 9.10% | 11.11% |
| 6 | Manufacturers and Traders Trust Company | 9 | $471K | $52K | 8.75% | 0.00% |
| 7 | KeyBank National Association | 8 | $5.1M | $635K | 5.41% | 0.00% |
| 8 | JPMorgan Chase Bank, National Association | 8 | $2.9M | $356K | 6.93% | 0.00% |
| 9 | Eastern Bank | 7 | $352K | $50K | 6.54% | 28.57% |
| 10 | Newtek Small Business Finance, Inc. | 6 | $1.4M | $234K | 7.00% | 0.00% |
| 11 | Comerica Bank | 5 | $2.7M | $544K | 5.50% | 0.00% |
| 12 | Brookline Bank, a Division of Beacon Bank and Trust | 4 | $680K | $170K | 5.23% | 0.00% |
| 13 | Byline Bank | 4 | $6.0M | $1.5M | 6.00% | 0.00% |
| 14 | Cadence Bank | 3 | $800K | $267K | 7.75% | 0.00% |
| 15 | Millennium Bank | 2 | $2.4M | $1.2M | 6.00% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 448310. Charge-off rates are calculated on the FY2020–FY2023 cohort only.