Best SBA 7(a) lenders for furniture stores
NAICS 442110 — Furniture Stores.
283 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $201.5M.
Loans
283
Total $
$201.5M
Avg loan
$712K
Avg rate
6.28%
Avg term
150 mo
Industry chg-off rate
3.62%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 21 | $8.7M | $415K | 6.57% | 0.00% |
| 2 | Wells Fargo Bank National Association | 18 | $11.4M | $634K | 7.44% | 11.11% |
| 3 | TD Bank, National Association | 17 | $1.8M | $106K | 10.15% | 30.77% |
| 4 | Manufacturers and Traders Trust Company | 11 | $2.8M | $253K | 6.77% | 0.00% |
| 5 | BayFirst National Bank | 11 | $2.1M | $191K | 9.00% | 9.09% |
| 6 | The Huntington National Bank | 9 | $3.2M | $354K | 5.20% | 0.00% |
| 7 | KeyBank National Association | 8 | $3.9M | $490K | 5.85% | 0.00% |
| 8 | Byline Bank | 7 | $9.1M | $1.3M | 6.00% | 14.29% |
| 9 | Newtek Small Business Finance, Inc. | 6 | $7.0M | $1.2M | 6.25% | 0.00% |
| 10 | JPMorgan Chase Bank, National Association | 6 | $1.1M | $192K | 8.03% | 0.00% |
| 11 | Cadence Bank | 6 | $3.2M | $535K | 6.08% | 0.00% |
| 12 | First Savings Bank | 6 | $3.4M | $564K | 5.88% | 0.00% |
| 13 | FFB Bank | 5 | $5.5M | $1.1M | 7.65% | 0.00% |
| 14 | Bank of America, National Association | 4 | $2.3M | $563K | 3.78% | 0.00% |
| 15 | Pinnacle Bank | 4 | $8.7M | $2.2M | 4.81% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 442110. Charge-off rates are calculated on the FY2020–FY2023 cohort only.