Best SBA 7(a) lenders for toy and hobby goods and supplies merchant wholesalers
NAICS 423920 — Toy and Hobby Goods and Supplies Merchant Wholesalers.
295 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $130.7M.
Loans
295
Total $
$130.7M
Avg loan
$443K
Avg rate
9.25%
Avg term
124 mo
Industry chg-off rate
2.60%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Newtek Bank, National Association | 27 | $14.7M | $544K | 11.22% | 0.00% |
| 2 | The Huntington National Bank | 21 | $3.9M | $187K | 8.73% | 0.00% |
| 3 | TD Bank, National Association | 18 | $2.1M | $117K | 10.34% | 0.00% |
| 4 | Wells Fargo Bank National Association | 17 | $3.3M | $194K | 10.94% | 0.00% |
| 5 | BayFirst National Bank | 16 | $2.5M | $157K | 12.06% | 14.29% |
| 6 | Manufacturers and Traders Trust Company | 15 | $2.7M | $182K | 9.08% | 0.00% |
| 7 | JPMorgan Chase Bank, National Association | 13 | $6.7M | $518K | 9.79% | 0.00% |
| 8 | U.S. Bank, National Association | 12 | $1.4M | $119K | 8.42% | 0.00% |
| 9 | Celtic Bank Corporation | 11 | $1.4M | $129K | 9.59% | 0.00% |
| 10 | First American Bank | 5 | $3.9M | $780K | 6.15% | 0.00% |
| 11 | Brookline Bank, a Division of Beacon Bank and Trust | 5 | $5.9M | $1.2M | 10.60% | — |
| 12 | Live Oak Banking Company | 5 | $5.2M | $1.0M | 7.29% | 0.00% |
| 13 | Northeast Bank | 5 | $1.2M | $237K | 11.00% | — |
| 14 | PNC Bank, National Association | 4 | $2.1M | $518K | 9.27% | 0.00% |
| 15 | CDC Small Business Finance Corp. | 4 | $595K | $149K | 9.56% | 66.67% |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 423920. Charge-off rates are calculated on the FY2020–FY2023 cohort only.