Best SBA 7(a) lenders for perishable prepared food manufacturing
NAICS 311991 — Perishable Prepared Food Manufacturing.
131 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $100.8M.
Loans
131
Total $
$100.8M
Avg loan
$769K
Avg rate
8.68%
Avg term
143 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Newtek Bank, National Association | 9 | $12.7M | $1.4M | 12.22% | — |
| 2 | Northeast Bank | 6 | $1.0M | $167K | 11.00% | — |
| 3 | The Huntington National Bank | 5 | $1.4M | $275K | 9.20% | 0.00% |
| 4 | BayFirst National Bank | 4 | $875K | $219K | 9.75% | 0.00% |
| 5 | TD Bank, National Association | 4 | $90K | $23K | 10.84% | 0.00% |
| 6 | Zions Bank, A Division of | 3 | $832K | $277K | 10.78% | — |
| 7 | KeyBank National Association | 3 | $350K | $117K | 9.01% | 0.00% |
| 8 | Enterprise Bank & Trust | 3 | $4.2M | $1.4M | 7.33% | 0.00% |
| 9 | Stone Bank | 3 | $4.9M | $1.6M | 6.00% | 0.00% |
| 10 | Manufacturers and Traders Trust Company | 3 | $1.4M | $467K | 9.83% | 0.00% |
| 11 | Readycap Lending, LLC | 3 | $545K | $182K | 13.25% | — |
| 12 | Bank Michigan | 2 | $386K | $193K | 11.25% | 0.00% |
| 13 | First Merchants Bank | 2 | $5.0M | $2.5M | 6.00% | 0.00% |
| 14 | JPMorgan Chase Bank, National Association | 2 | $3.4M | $1.7M | 5.51% | 0.00% |
| 15 | Kennebunk Savings Bank | 2 | $470K | $235K | 4.89% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 311991. Charge-off rates are calculated on the FY2020–FY2023 cohort only.