Best SBA 7(a) lenders for other building equipment contractors
NAICS 238290 — Other Building Equipment Contractors.
603 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $316.0M.
Loans
603
Total $
$316.0M
Avg loan
$524K
Avg rate
8.64%
Avg term
128 mo
Industry chg-off rate
3.27%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 82 | $21.6M | $263K | 8.65% | 0.00% |
| 2 | Northeast Bank | 31 | $5.5M | $179K | 11.00% | 0.00% |
| 3 | U.S. Bank, National Association | 24 | $3.7M | $152K | 8.96% | 8.33% |
| 4 | JPMorgan Chase Bank, National Association | 23 | $4.2M | $182K | 11.73% | 0.00% |
| 5 | Wells Fargo Bank National Association | 20 | $13.5M | $676K | 8.99% | 9.09% |
| 6 | Live Oak Banking Company | 20 | $21.9M | $1.1M | 7.88% | 0.00% |
| 7 | TD Bank, National Association | 19 | $6.3M | $334K | 10.23% | 16.67% |
| 8 | BayFirst National Bank | 18 | $3.2M | $177K | 11.21% | 11.11% |
| 9 | Manufacturers and Traders Trust Company | 16 | $4.2M | $259K | 9.52% | 0.00% |
| 10 | Readycap Lending, LLC | 14 | $4.5M | $321K | 11.39% | 0.00% |
| 11 | Comerica Bank | 13 | $3.9M | $299K | 7.33% | 11.11% |
| 12 | Bank of America, National Association | 12 | $3.4M | $280K | 8.30% | 0.00% |
| 13 | BankVista | 8 | $4.8M | $594K | 6.00% | 0.00% |
| 14 | Zions Bank, A Division of | 7 | $1.2M | $172K | 9.84% | 33.33% |
| 15 | SouthState Bank, National Association | 6 | $2.5M | $410K | 9.50% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 238290. Charge-off rates are calculated on the FY2020–FY2023 cohort only.