Best SBA 7(a) lenders for siding contractors
NAICS 238170 — Siding Contractors.
312 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $73.3M.
Loans
312
Total $
$73.3M
Avg loan
$235K
Avg rate
9.19%
Avg term
114 mo
Industry chg-off rate
1.83%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 43 | $5.1M | $119K | 8.57% | 0.00% |
| 2 | U.S. Bank, National Association | 37 | $3.6M | $98K | 9.13% | 0.00% |
| 3 | TD Bank, National Association | 21 | $1.5M | $71K | 11.56% | 0.00% |
| 4 | Manufacturers and Traders Trust Company | 15 | $5.6M | $371K | 11.95% | 0.00% |
| 5 | Wells Fargo Bank National Association | 13 | $4.0M | $308K | 10.17% | 0.00% |
| 6 | Columbia Bank | 12 | $387K | $32K | 9.29% | 14.29% |
| 7 | JPMorgan Chase Bank, National Association | 12 | $2.6M | $215K | 10.41% | 0.00% |
| 8 | United Midwest Savings Bank National Association | 11 | $1.9M | $170K | 6.30% | 10.00% |
| 9 | Northeast Bank | 9 | $1.1M | $125K | 10.22% | — |
| 10 | First Bank of the Lake | 9 | $3.2M | $353K | 10.19% | 0.00% |
| 11 | PNC Bank, National Association | 8 | $250K | $31K | 11.63% | 0.00% |
| 12 | BayFirst National Bank | 7 | $1.6M | $229K | 11.39% | 0.00% |
| 13 | Zions Bank, A Division of | 6 | $803K | $134K | 10.46% | 0.00% |
| 14 | Bank of America, National Association | 5 | $5.3M | $1.1M | 7.15% | 0.00% |
| 15 | Live Oak Banking Company | 4 | $3.3M | $834K | 5.69% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 238170. Charge-off rates are calculated on the FY2020–FY2023 cohort only.