Best SBA 7(a) lenders for dairy cattle and milk production
NAICS 112120 — Dairy Cattle and Milk Production.
92 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $34.0M.
Loans
92
Total $
$34.0M
Avg loan
$370K
Avg rate
7.79%
Avg term
113 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Hiawatha National Bank | 28 | $11.3M | $405K | 7.21% | 0.00% |
| 2 | Security Financial Bank | 7 | $1.2M | $177K | 4.61% | 0.00% |
| 3 | Ultima Bank Minnesota | 7 | $1.8M | $254K | 5.41% | 0.00% |
| 4 | BayFirst National Bank | 5 | $720K | $144K | 10.70% | 0.00% |
| 5 | Stearns Bank National Association | 4 | $115K | $29K | 10.56% | 0.00% |
| 6 | The Huntington National Bank | 4 | $186K | $47K | 10.15% | 0.00% |
| 7 | Readycap Lending, LLC | 3 | $450K | $150K | 13.08% | — |
| 8 | Manufacturers and Traders Trust Company | 3 | $194K | $65K | 9.08% | 0.00% |
| 9 | Newtek Small Business Finance, Inc. | 2 | $550K | $275K | 9.38% | 0.00% |
| 10 | Midwest Bank | 2 | $3.1M | $1.5M | 3.95% | 0.00% |
| 11 | Five Star Bank | 2 | $25K | $13K | 9.38% | — |
| 12 | Columbia Bank | 2 | $75K | $38K | 9.75% | 0.00% |
| 13 | Lendistry SBLC, LLC | 2 | $730K | $365K | 11.50% | — |
| 14 | Legence Bank | 2 | $1.7M | $849K | 4.63% | 0.00% |
| 15 | The Union Bank | 2 | $485K | $243K | 6.25% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 112120. Charge-off rates are calculated on the FY2020–FY2023 cohort only.