Webster Five Cents Savings Bank
Headquartered in Webster, MA. Analysis based on 74 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $13.8M.
Total 7(a) loans
74
Total approved
$13.8M
Average loan
$186K
States funded in
1
Charge-off rate
2.22%
FY2020–FY2023 cohort
Paid-in-full rate
17.78%
Average rate
7.03%
Average term
85 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 713940 | Fitness and Recreational Sports Centers | 8 |
| 541990 | All Other Professional, Scientific, and Technical Services | 4 |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 4 |
| 315990 | Apparel Accessories and Other Apparel Manufacturing | 3 |
| 812112 | Beauty Salons | 3 |
| 238210 | Electrical Contractors | 2 |
| 236220 | Commercial and Institutional Building Construction | 2 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 2 |
| 624410 | Child Day Care Services | 2 |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 2 |
Top 10 states
| State | Loans |
|---|---|
| MA | 74 |
Top franchise brands financed
2 franchise loans across 2 distinct brands.
| Franchise | Loans |
|---|---|
| Lawn Doctor | 1 |
| Always Best Care Senior Servic | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.