UniBank for Savings
Headquartered in WHITINSVILLE, MA. Analysis based on 62 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $4.1M.
Total 7(a) loans
62
Total approved
$4.1M
Average loan
$65K
States funded in
3
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
34.29%
Average rate
7.54%
Average term
79 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 236118 | Residential Remodelers | 4 |
| 561730 | Landscaping Services | 3 |
| 722513 | Limited-Service Restaurants | 3 |
| 339950 | Sign Manufacturing | 3 |
| 334515 | Instrument Manufacturing for Measuring and Testing Electricity and Ele | 3 |
| 238990 | All Other Specialty Trade Contractors | 2 |
| 238320 | Painting and Wall Covering Contractors | 2 |
| 713940 | Fitness and Recreational Sports Centers | 2 |
| 621330 | Offices of Mental Health Practitioners (except Physicians) | 2 |
| 812111 | Barber Shops | 2 |
Top 10 states
| State | Loans |
|---|---|
| MA | 57 |
| RI | 3 |
| CT | 2 |
Top franchise brands financed
2 franchise loans across 1 distinct brands.
| Franchise | Loans |
|---|---|
| Island Fin Poke | 2 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.