The Stephenson National Bank and Trust
Headquartered in Marinette, WI. Analysis based on 63 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $31.6M.
Total 7(a) loans
63
Total approved
$31.6M
Average loan
$502K
States funded in
3
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
28.85%
Average rate
5.97%
Average term
157 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 7 |
| 713940 | Fitness and Recreational Sports Centers | 4 |
| 811111 | General Automotive Repair | 4 |
| 722511 | Full-Service Restaurants | 3 |
| 722410 | Drinking Places (Alcoholic Beverages) | 3 |
| 312130 | Wineries | 2 |
| 339920 | Sporting and Athletic Goods Manufacturing | 2 |
| 312120 | Breweries | 2 |
| 524210 | Insurance Agencies and Brokerages | 2 |
| 722513 | Limited-Service Restaurants | 2 |
Top 10 states
| State | Loans |
|---|---|
| WI | 50 |
| MI | 12 |
| TX | 1 |
Top franchise brands financed
9 franchise loans across 5 distinct brands.
| Franchise | Loans |
|---|---|
| Econo Lodge by Choice Hotels/E | 3 |
| Piggly Wiggly | 2 |
| Super 8 by Wyndhan | 2 |
| Rodeway Inn by Choice Hotels/R | 1 |
| Titletown Oil Corp. (Shell) Re | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.