The Park National Bank
Headquartered in NEWARK, OH. Analysis based on 94 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $45.6M.
Total 7(a) loans
94
Total approved
$45.6M
Average loan
$486K
States funded in
6
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
30.61%
Average rate
7.53%
Average term
121 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722513 | Limited-Service Restaurants | 11 |
| 238290 | Other Building Equipment Contractors | 4 |
| 454210 | Vending Machine Operators | 3 |
| 321113 | Sawmills | 3 |
| 722511 | Full-Service Restaurants | 3 |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 2 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 2 |
| 561730 | Landscaping Services | 2 |
| 713940 | Fitness and Recreational Sports Centers | 2 |
| 541330 | Engineering Services | 2 |
Top 10 states
| State | Loans |
|---|---|
| OH | 68 |
| NC | 11 |
| SC | 11 |
| GA | 2 |
| TX | 1 |
| KY | 1 |
Top franchise brands financed
17 franchise loans across 11 distinct brands.
| Franchise | Loans |
|---|---|
| Subway | 4 |
| Jimmy John's | 4 |
| Burn Boot Camp Fitness | 1 |
| iCRYO Franchise System LLC | 1 |
| Charleys Philly Steaks | 1 |
| The UPS Store (f/k/a Mail Box | 1 |
| Donatos Pizza | 1 |
| Dairy Queen of Mid Ohio Inc. - | 1 |
| Crumbl | 1 |
| Deka Lash | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.