Tandem Bank
Headquartered in TUCKER, GA. Analysis based on 66 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $31.6M.
Total 7(a) loans
66
Total approved
$31.6M
Average loan
$479K
States funded in
21
Charge-off rate
2.70%
FY2020–FY2023 cohort
Paid-in-full rate
0.00%
Average rate
10.93%
Average term
125 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 611620 | Sports and Recreation Instruction | 5 |
| 722511 | Full-Service Restaurants | 4 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 3 |
| 484110 | General Freight Trucking, Local | 3 |
| 541990 | All Other Professional, Scientific, and Technical Services | 2 |
| 722410 | Drinking Places (Alcoholic Beverages) | 2 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 2 |
| 811111 | General Automotive Repair | 2 |
| 311920 | Coffee and Tea Manufacturing | 2 |
| 112111 | Beef Cattle Ranching and Farming | 1 |
Top 10 states
| State | Loans |
|---|---|
| GA | 25 |
| CA | 10 |
| FL | 4 |
| PA | 3 |
| OH | 2 |
| OK | 2 |
| MI | 2 |
| TX | 2 |
| CO | 2 |
| TN | 2 |
Top franchise brands financed
6 franchise loans across 3 distinct brands.
| Franchise | Loans |
|---|---|
| D-BAT | 3 |
| Crumbl | 2 |
| Nurse Next Door | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.