Sunrise Banks National Association
Headquartered in SAINT PAUL, MN. Analysis based on 199 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $70.3M.
Total 7(a) loans
199
Total approved
$70.3M
Average loan
$353K
States funded in
5
Charge-off rate
1.45%
FY2020–FY2023 cohort
Paid-in-full rate
23.19%
Average rate
7.75%
Average term
130 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 38 |
| 722513 | Limited-Service Restaurants | 17 |
| 812112 | Beauty Salons | 7 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 6 |
| 312120 | Breweries | 6 |
| 621310 | Offices of Chiropractors | 5 |
| 812199 | Other Personal Care Services | 5 |
| 541310 | Architectural Services | 5 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 4 |
| 444130 | Hardware Stores | 4 |
Top 10 states
| State | Loans |
|---|---|
| MN | 191 |
| SD | 3 |
| WI | 3 |
| CA | 1 |
| IL | 1 |
Top franchise brands financed
16 franchise loans across 8 distinct brands.
| Franchise | Loans |
|---|---|
| Clothes Mentor | 4 |
| Dunn Brothers Coffee | 2 |
| Nautical Bowls | 2 |
| Mosquito Joe | 2 |
| Red's Savoy Pizza | 2 |
| Central Bark Doggy Day Care | 2 |
| Planet Smoothie | 1 |
| bb.q Chicken | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.