SBA LenderData

Security State Bank and Trust

Headquartered in FREDERICKSBURG, TX. Analysis based on 137 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $88.4M.

Total 7(a) loans
137
Total approved
$88.4M
Average loan
$645K
States funded in
1
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
16.83%
Average rate
7.48%
Average term
153 mo

Top 10 industries financed

NAICS Industry Loans
713940 Fitness and Recreational Sports Centers 10
812199 Other Personal Care Services 10
722515 Snack and Nonalcoholic Beverage Bars 8
722513 Limited-Service Restaurants 7
811111 General Automotive Repair 7
621310 Offices of Chiropractors 4
238220 Plumbing, Heating, and Air-Conditioning Contractors 3
611620 Sports and Recreation Instruction 3
722511 Full-Service Restaurants 3
621399 Offices of All Other Miscellaneous Health Practitioners 2

Top 10 states

State Loans
TX 137

Top franchise brands financed

32 franchise loans across 20 distinct brands.

Franchise Loans
iCRYO Franchise System LLC 6
AAMCO Transmissions 3
NobiliTea 3
Club Pilates 2
Wingstop 2
Chick N Max 2
The Joint...The Chiropractic P 1
iTrip Vacations 1
F45 Training 1
YogaSix 1

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Data source & methodology

All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.