RiverHills Bank
Headquartered in MILFORD, OH. Analysis based on 80 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $49.3M.
Total 7(a) loans
80
Total approved
$49.3M
Average loan
$616K
States funded in
3
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
13.11%
Average rate
6.42%
Average term
152 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 488410 | Motor Vehicle Towing | 9 |
| 238910 | Site Preparation Contractors | 5 |
| 447110 | Gasoline Stations with Convenience Stores | 5 |
| 238990 | All Other Specialty Trade Contractors | 4 |
| 323111 | Commercial Gravure Printing | 4 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 3 |
| 332999 | All Other Miscellaneous Fabricated Metal Product Manufacturing | 3 |
| 236116 | New Multifamily Housing Construction (except Operative Builders) | 2 |
| 722513 | Limited-Service Restaurants | 2 |
| 561730 | Landscaping Services | 2 |
Top 10 states
| State | Loans |
|---|---|
| OH | 71 |
| MS | 6 |
| KY | 3 |
Top franchise brands financed
6 franchise loans across 4 distinct brands.
| Franchise | Loans |
|---|---|
| Lykins Oil Company | 3 |
| DQ Grill & Chill Operating Agr | 1 |
| RockBox Fitness | 1 |
| Dairy Queen of Mid Ohio Inc. - | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.