Regent Bank
Headquartered in TULSA, OK. Analysis based on 228 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $141.8M.
Total 7(a) loans
228
Total approved
$141.8M
Average loan
$622K
States funded in
14
Charge-off rate
2.40%
FY2020–FY2023 cohort
Paid-in-full rate
18.56%
Average rate
7.76%
Average term
142 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 812990 | All Other Personal Services | 13 |
| 713940 | Fitness and Recreational Sports Centers | 13 |
| 722511 | Full-Service Restaurants | 13 |
| 621210 | Offices of Dentists | 10 |
| 722513 | Limited-Service Restaurants | 8 |
| 237990 | Other Heavy and Civil Engineering Construction | 6 |
| 624410 | Child Day Care Services | 5 |
| 722410 | Drinking Places (Alcoholic Beverages) | 5 |
| 811111 | General Automotive Repair | 5 |
| 115210 | Support Activities for Animal Production | 5 |
Top 10 states
| State | Loans |
|---|---|
| MO | 134 |
| OK | 60 |
| TX | 6 |
| KS | 6 |
| IA | 4 |
| FL | 4 |
| ID | 3 |
| CO | 3 |
| AR | 2 |
| TN | 2 |
Top franchise brands financed
43 franchise loans across 18 distinct brands.
| Franchise | Loans |
|---|---|
| BLUSH Boot Camp | 22 |
| QC Kinetix | 4 |
| Little Caesars | 2 |
| Smash My Trash | 1 |
| Houston TX Hot Chicken | 1 |
| Classic Rock Coffee Co. | 1 |
| Snap Fitness | 1 |
| Real Deals on Home Decor | 1 |
| Chicken Shack / Detroit's Orig | 1 |
| Macadoodles | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.