Quaint Oak Bank
Headquartered in Southampton, PA. Analysis based on 147 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $96.5M.
Total 7(a) loans
147
Total approved
$96.5M
Average loan
$657K
States funded in
20
Charge-off rate
1.23%
FY2020–FY2023 cohort
Paid-in-full rate
22.22%
Average rate
8.77%
Average term
142 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722515 | Snack and Nonalcoholic Beverage Bars | 19 |
| 722513 | Limited-Service Restaurants | 13 |
| 713940 | Fitness and Recreational Sports Centers | 11 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 6 |
| 713990 | All Other Amusement and Recreation Industries | 5 |
| 811111 | General Automotive Repair | 5 |
| 722511 | Full-Service Restaurants | 4 |
| 561730 | Landscaping Services | 3 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 3 |
| 312120 | Breweries | 3 |
Top 10 states
| State | Loans |
|---|---|
| PA | 66 |
| NJ | 16 |
| NY | 11 |
| VA | 9 |
| TX | 8 |
| NC | 6 |
| GA | 5 |
| FL | 5 |
| OH | 4 |
| CA | 3 |
Top franchise brands financed
46 franchise loans across 14 distinct brands.
| Franchise | Loans |
|---|---|
| Pure Green | 24 |
| JETSET Pilates | 5 |
| iSmash | 3 |
| Servpro | 2 |
| Fit Body Boot Camp | 2 |
| AAMCO Transmissions | 2 |
| Pet Evolution | 1 |
| Urban Air Adventure Park | 1 |
| Signarama | 1 |
| Biggby Coffee | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.