Poppy Bank
Headquartered in Santa Rosa, CA. Analysis based on 69 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $77.4M.
Total 7(a) loans
69
Total approved
$77.4M
Average loan
$1.1M
States funded in
21
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
42.65%
Average rate
6.04%
Average term
229 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 7 |
| 447110 | Gasoline Stations with Convenience Stores | 5 |
| 445310 | Beer, Wine, and Liquor Stores | 4 |
| 624410 | Child Day Care Services | 3 |
| 339999 | All Other Miscellaneous Manufacturing | 2 |
| 541940 | Veterinary Services | 2 |
| 621320 | Offices of Optometrists | 2 |
| 621210 | Offices of Dentists | 2 |
| 623312 | Homes for the Elderly | 2 |
| 722511 | Full-Service Restaurants | 2 |
Top 10 states
| State | Loans |
|---|---|
| CA | 27 |
| NC | 5 |
| WA | 5 |
| NY | 5 |
| NJ | 3 |
| CO | 3 |
| OK | 3 |
| AZ | 2 |
| CT | 2 |
| FL | 2 |
Top franchise brands financed
8 franchise loans across 7 distinct brands.
| Franchise | Loans |
|---|---|
| Super 8 by Wyndhan | 2 |
| Comfort Suites by Choice Hotel | 1 |
| Farmers Insurance - Corporate | 1 |
| Frost Oil Co. - Complete Contr | 1 |
| Red Lion Hotels | 1 |
| Holiday Inn/Holiday Inn & Suit | 1 |
| Condon Oil Co. (BP) - Sales Ag | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.