Pineland Bank
Headquartered in ALMA, GA. Analysis based on 124 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $115.0M.
Total 7(a) loans
124
Total approved
$115.0M
Average loan
$927K
States funded in
5
Charge-off rate
0.95%
FY2020–FY2023 cohort
Paid-in-full rate
32.38%
Average rate
6.28%
Average term
194 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722513 | Limited-Service Restaurants | 9 |
| 722511 | Full-Service Restaurants | 8 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 8 |
| 236115 | New Single-Family Housing Construction (except Operative Builders) | 6 |
| 721110 | Hotels (except Casino Hotels) and Motels | 5 |
| 111334 | Berry (except Strawberry) Farming | 5 |
| 812112 | Beauty Salons | 4 |
| 721211 | RV (Recreational Vehicle) Parks and Campgrounds | 4 |
| 621310 | Offices of Chiropractors | 3 |
| 447110 | Gasoline Stations with Convenience Stores | 3 |
Top 10 states
| State | Loans |
|---|---|
| GA | 64 |
| FL | 54 |
| SC | 4 |
| TN | 1 |
| NC | 1 |
Top franchise brands financed
25 franchise loans across 14 distinct brands.
| Franchise | Loans |
|---|---|
| Surcheros Fresh Grill | 7 |
| Tropical Smoothie Cafe | 4 |
| Little Caesars | 2 |
| Ace Hardware | 2 |
| Red Roof Inn | 1 |
| Servpro | 1 |
| Wyndham Hotels and Resorts® | 1 |
| Outer Banks Boil Company | 1 |
| Grumpy's Restaurant | 1 |
| Zero Latency | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.