OMB Bank
Headquartered in SPRINGFIELD, MO. Analysis based on 81 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $45.9M.
Total 7(a) loans
81
Total approved
$45.9M
Average loan
$567K
States funded in
3
Charge-off rate
4.35%
FY2020–FY2023 cohort
Paid-in-full rate
13.04%
Average rate
9.57%
Average term
165 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 713940 | Fitness and Recreational Sports Centers | 9 |
| 423830 | Industrial Machinery and Equipment Merchant Wholesalers | 4 |
| 811111 | General Automotive Repair | 4 |
| 722511 | Full-Service Restaurants | 3 |
| 332999 | All Other Miscellaneous Fabricated Metal Product Manufacturing | 3 |
| 311612 | Meat Processed from Carcasses | 2 |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 2 |
| 444110 | Home Centers | 2 |
| 562119 | Other Waste Collection | 2 |
| 711120 | Dance Companies | 2 |
Top 10 states
| State | Loans |
|---|---|
| MO | 73 |
| OK | 4 |
| KS | 4 |
Top franchise brands financed
7 franchise loans across 4 distinct brands.
| Franchise | Loans |
|---|---|
| "RedLine Athletics", "Redline | 4 |
| National Van Lines - Hauling A | 1 |
| Ziggi's Coffee | 1 |
| Rita's Ice-Custard-Happiness | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.