Newburyport Five Cents Savings Bank
Headquartered in NEWBURYPORT, MA. Analysis based on 116 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $19.2M.
Total 7(a) loans
116
Total approved
$19.2M
Average loan
$166K
States funded in
3
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
26.74%
Average rate
7.16%
Average term
84 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 713940 | Fitness and Recreational Sports Centers | 8 |
| 722513 | Limited-Service Restaurants | 6 |
| 236220 | Commercial and Institutional Building Construction | 5 |
| 811111 | General Automotive Repair | 5 |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive a | 3 |
| 812112 | Beauty Salons | 3 |
| 561520 | Tour Operators | 3 |
| 312120 | Breweries | 3 |
| 518210 | Data Processing, Hosting, and Related Services | 3 |
| 722511 | Full-Service Restaurants | 3 |
Top 10 states
| State | Loans |
|---|---|
| MA | 66 |
| NH | 48 |
| ME | 2 |
Top franchise brands financed
9 franchise loans across 8 distinct brands.
| Franchise | Loans |
|---|---|
| Club Pilates | 2 |
| Domino's | 1 |
| Screenmobile | 1 |
| StretchMed | 1 |
| Otto Pizza | 1 |
| Minuteman Press | 1 |
| Bobbles & Lace | 1 |
| Aroma Joe's | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.