Mountain Bizcapital, Inc.
Headquartered in Asheville, NC. Analysis based on 66 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $10.0M.
Total 7(a) loans
66
Total approved
$10.0M
Average loan
$152K
States funded in
1
Charge-off rate
1.89%
FY2020–FY2023 cohort
Paid-in-full rate
16.98%
Average rate
8.09%
Average term
120 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 14 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 7 |
| 722513 | Limited-Service Restaurants | 4 |
| 339992 | Musical Instrument Manufacturing | 3 |
| 531311 | Residential Property Managers | 2 |
| 312111 | Soft Drink Manufacturing | 2 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 2 |
| 722410 | Drinking Places (Alcoholic Beverages) | 2 |
| 115112 | Soil Preparation, Planting, and Cultivating | 1 |
| 443142 | Electronics Stores | 1 |
Top 10 states
| State | Loans |
|---|---|
| NC | 66 |
Top franchise brands financed
1 franchise loans across 1 distinct brands.
| Franchise | Loans |
|---|---|
| WHITE DUCK TACO SHOP | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.