MidFirst Bank
Headquartered in OKLAHOMA CITY, OK. Analysis based on 294 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $351.0M.
Total 7(a) loans
294
Total approved
$351.0M
Average loan
$1.2M
States funded in
8
Charge-off rate
2.84%
FY2020–FY2023 cohort
Paid-in-full rate
26.07%
Average rate
7.15%
Average term
217 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 238990 | All Other Specialty Trade Contractors | 13 |
| 621210 | Offices of Dentists | 12 |
| 722511 | Full-Service Restaurants | 9 |
| 811111 | General Automotive Repair | 9 |
| 561730 | Landscaping Services | 8 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 8 |
| 722513 | Limited-Service Restaurants | 8 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 7 |
| 524210 | Insurance Agencies and Brokerages | 7 |
| 541990 | All Other Professional, Scientific, and Technical Services | 7 |
Top 10 states
| State | Loans |
|---|---|
| AZ | 135 |
| TX | 58 |
| OK | 43 |
| CO | 23 |
| CA | 14 |
| UT | 13 |
| NV | 7 |
| OR | 1 |
Top franchise brands financed
8 franchise loans across 8 distinct brands.
| Franchise | Loans |
|---|---|
| Papa John's | 1 |
| Pilot Travel Centers, LLC - Am | 1 |
| Ace Hardware | 1 |
| Golden Chick | 1 |
| Metro PCS Sublicense Agreement | 1 |
| HTeaO | 1 |
| Alianza Eco International Scho | 1 |
| AM/PM Mini-Mart Agreement - AR | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.