Lone Star National Bank
Headquartered in PHARR, TX. Analysis based on 66 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $16.0M.
Total 7(a) loans
66
Total approved
$16.0M
Average loan
$243K
States funded in
1
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
23.81%
Average rate
8.35%
Average term
124 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722515 | Snack and Nonalcoholic Beverage Bars | 6 |
| 713940 | Fitness and Recreational Sports Centers | 5 |
| 624410 | Child Day Care Services | 5 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 4 |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologi | 4 |
| 484121 | General Freight Trucking, Long Distance, Truckload | 3 |
| 711310 | Promoters of Performing Arts, Sports, and Similar Events with Faciliti | 3 |
| 722511 | Full-Service Restaurants | 2 |
| 621610 | Home Health Care Services | 2 |
| 238990 | All Other Specialty Trade Contractors | 2 |
Top 10 states
| State | Loans |
|---|---|
| TX | 66 |
Top franchise brands financed
4 franchise loans across 3 distinct brands.
| Franchise | Loans |
|---|---|
| Hotworx | 2 |
| Tropical Smoothie Cafe | 1 |
| Jeremiah's Italian Ice | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.