Lake Ridge Bank
Headquartered in Middleton, WI. Analysis based on 109 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $33.5M.
Total 7(a) loans
109
Total approved
$33.5M
Average loan
$307K
States funded in
1
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
23.29%
Average rate
6.27%
Average term
114 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 812112 | Beauty Salons | 6 |
| 484110 | General Freight Trucking, Local | 6 |
| 238330 | Flooring Contractors | 5 |
| 713990 | All Other Amusement and Recreation Industries | 5 |
| 236118 | Residential Remodelers | 5 |
| 238310 | Drywall and Insulation Contractors | 5 |
| 561730 | Landscaping Services | 4 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 4 |
| 722511 | Full-Service Restaurants | 4 |
| 713940 | Fitness and Recreational Sports Centers | 4 |
Top 10 states
| State | Loans |
|---|---|
| WI | 109 |
Top franchise brands financed
9 franchise loans across 7 distinct brands.
| Franchise | Loans |
|---|---|
| The UPS Store (f/k/a Mail Box | 2 |
| Footprint Floors | 2 |
| Orange Shoe Personal Fitness | 1 |
| Postal Connections | 1 |
| The Little Gym | 1 |
| Paul Davis Restoration | 1 |
| Sit Still Kids Salon | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.