Keystone Bank SSB
Headquartered in Bee Cave, TX. Analysis based on 63 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $35.5M.
Total 7(a) loans
63
Total approved
$35.5M
Average loan
$564K
States funded in
2
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
27.03%
Average rate
7.85%
Average term
127 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 541990 | All Other Professional, Scientific, and Technical Services | 5 |
| 624410 | Child Day Care Services | 3 |
| 611620 | Sports and Recreation Instruction | 3 |
| 623312 | Homes for the Elderly | 3 |
| 722511 | Full-Service Restaurants | 3 |
| 238110 | Poured Concrete Foundation and Structure Contractors | 2 |
| 561790 | Other Services to Buildings and Dwellings | 2 |
| 312120 | Breweries | 2 |
| 812199 | Other Personal Care Services | 2 |
| 531130 | Lessors of Miniwarehouses and Self-Storage Units | 2 |
Top 10 states
| State | Loans |
|---|---|
| TX | 61 |
| CA | 2 |
Top franchise brands financed
11 franchise loans across 10 distinct brands.
| Franchise | Loans |
|---|---|
| Kiddie Academy | 2 |
| Potato Corner | 1 |
| Bahama Buck's Original Shaved | 1 |
| L&L HAWAIIAN BARBEQUE/L&L HAWA | 1 |
| The Lash Lounge | 1 |
| ProMd Health | 1 |
| Floor Coverings International | 1 |
| Jamba | 1 |
| Ivybrook Academy | 1 |
| Puddle Pool Services | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.