HAPO Community CU
Headquartered in RICHLAND, WA. Analysis based on 58 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $6.5M.
Total 7(a) loans
58
Total approved
$6.5M
Average loan
$111K
States funded in
1
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
31.11%
Average rate
6.83%
Average term
68 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 236220 | Commercial and Institutional Building Construction | 5 |
| 722511 | Full-Service Restaurants | 5 |
| 621210 | Offices of Dentists | 4 |
| 311920 | Coffee and Tea Manufacturing | 3 |
| 238910 | Site Preparation Contractors | 3 |
| 811111 | General Automotive Repair | 3 |
| 541110 | Offices of Lawyers | 2 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 2 |
| 238130 | Framing Contractors | 2 |
| 236115 | New Single-Family Housing Construction (except Operative Builders) | 2 |
Top 10 states
| State | Loans |
|---|---|
| WA | 58 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.