Hancock Whitney Bank
Headquartered in GULFPORT, MS. Analysis based on 502 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $366.1M.
Total 7(a) loans
502
Total approved
$366.1M
Average loan
$729K
States funded in
16
Charge-off rate
0.44%
FY2020–FY2023 cohort
Paid-in-full rate
17.26%
Average rate
8.91%
Average term
146 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722513 | Limited-Service Restaurants | 34 |
| 722511 | Full-Service Restaurants | 33 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 16 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 15 |
| 713990 | All Other Amusement and Recreation Industries | 13 |
| 713940 | Fitness and Recreational Sports Centers | 13 |
| 541330 | Engineering Services | 8 |
| 621310 | Offices of Chiropractors | 8 |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 8 |
| 812199 | Other Personal Care Services | 8 |
Top 10 states
| State | Loans |
|---|---|
| FL | 172 |
| LA | 131 |
| TX | 118 |
| MS | 34 |
| AL | 30 |
| TN | 4 |
| GA | 3 |
| MA | 2 |
| AR | 1 |
| PA | 1 |
Top franchise brands financed
83 franchise loans across 57 distinct brands.
| Franchise | Loans |
|---|---|
| PrimoHoagies | 5 |
| Chicken Salad Chick | 4 |
| iCRYO Franchise System LLC | 4 |
| Feng Cha | 3 |
| Sweet Paris Creperie & Cafe | 3 |
| The Brothers that just do Gutt | 2 |
| Beignets & Brew Cafe | 2 |
| VetCor | 2 |
| Smash My Trash | 2 |
| The Ten Spot | 2 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.