Gulf Coast Bank
Headquartered in ABBEVILLE, LA. Analysis based on 95 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $63.5M.
Total 7(a) loans
95
Total approved
$63.5M
Average loan
$668K
States funded in
4
Charge-off rate
4.29%
FY2020–FY2023 cohort
Paid-in-full rate
17.14%
Average rate
7.51%
Average term
134 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 13 |
| 611620 | Sports and Recreation Instruction | 4 |
| 722410 | Drinking Places (Alcoholic Beverages) | 4 |
| 722513 | Limited-Service Restaurants | 3 |
| 238290 | Other Building Equipment Contractors | 3 |
| 624410 | Child Day Care Services | 3 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 3 |
| 713940 | Fitness and Recreational Sports Centers | 3 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 3 |
| 621310 | Offices of Chiropractors | 3 |
Top 10 states
| State | Loans |
|---|---|
| LA | 88 |
| TX | 5 |
| AL | 1 |
| MA | 1 |
Top franchise brands financed
29 franchise loans across 17 distinct brands.
| Franchise | Loans |
|---|---|
| Crust Pizza Co. | 5 |
| Tropical Smoothie Cafe | 5 |
| College Hunks Hauling Junk | 2 |
| Baskin-Robbins | 2 |
| TruGreen | 2 |
| Batteries Plus | 2 |
| We Rock The Spectrum Kid's Gym | 1 |
| Pop-A-Lock | 1 |
| Cajun Market Donut Co. - Licen | 1 |
| The UPS Store (f/k/a Mail Box | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.