EverTrust Bank
Headquartered in City of Industry, CA. Analysis based on 61 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $58.3M.
Total 7(a) loans
61
Total approved
$58.3M
Average loan
$955K
States funded in
2
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
24.44%
Average rate
8.23%
Average term
188 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 14 |
| 722513 | Limited-Service Restaurants | 5 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 4 |
| 611699 | All Other Miscellaneous Schools and Instruction | 2 |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 2 |
| 621610 | Home Health Care Services | 2 |
| 424330 | Women's, Children's, and Infants' Clothing and Accessories Merchant Wh | 1 |
| 238910 | Site Preparation Contractors | 1 |
| 334419 | Other Electronic Component Manufacturing | 1 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 1 |
Top 10 states
| State | Loans |
|---|---|
| CA | 58 |
| NV | 3 |
Top franchise brands financed
2 franchise loans across 2 distinct brands.
| Franchise | Loans |
|---|---|
| Mountain Mike's Pizza | 1 |
| ConocoPhillips - Branded Resel | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.