Embassy National Bank
Headquartered in LAWRENCEVILLE, GA. Analysis based on 112 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $170.3M.
Total 7(a) loans
112
Total approved
$170.3M
Average loan
$1.5M
States funded in
5
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
32.98%
Average rate
5.94%
Average term
278 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 40 |
| 447110 | Gasoline Stations with Convenience Stores | 23 |
| 621210 | Offices of Dentists | 4 |
| 444130 | Hardware Stores | 3 |
| 445120 | Convenience Stores | 3 |
| 624410 | Child Day Care Services | 3 |
| 445310 | Beer, Wine, and Liquor Stores | 2 |
| 621610 | Home Health Care Services | 2 |
| 623312 | Homes for the Elderly | 2 |
| 541330 | Engineering Services | 2 |
Top 10 states
| State | Loans |
|---|---|
| GA | 96 |
| NC | 5 |
| FL | 4 |
| SC | 4 |
| AL | 3 |
Top franchise brands financed
63 franchise loans across 36 distinct brands.
| Franchise | Loans |
|---|---|
| Econo Lodge by Choice Hotels/E | 6 |
| Quality Inn by Choice Hotels / | 5 |
| Travelodge by Wyndham | 4 |
| Red Roof Inn | 3 |
| Baymont by Wyndham aka Baymont | 3 |
| Mountain Express Oil Company - | 3 |
| Cary Oil Company Inc - Complet | 2 |
| The UPS Store (f/k/a Mail Box | 2 |
| Next Level Petroleum (Mulstipl | 2 |
| Thompson-Kenny (Multi-Brand) - | 2 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.