Economic and Community Development Institute
Headquartered in Columbus, OH. Analysis based on 101 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $17.1M.
Total 7(a) loans
101
Total approved
$17.1M
Average loan
$169K
States funded in
1
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
10.84%
Average rate
9.37%
Average term
130 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 8 |
| 713940 | Fitness and Recreational Sports Centers | 5 |
| 722513 | Limited-Service Restaurants | 4 |
| 624410 | Child Day Care Services | 3 |
| 312120 | Breweries | 3 |
| 713990 | All Other Amusement and Recreation Industries | 3 |
| 722330 | Mobile Food Services | 3 |
| 561720 | Janitorial Services | 2 |
| 541613 | Marketing Consulting Services | 2 |
| 424820 | Wine and Distilled Alcoholic Beverage Merchant Wholesalers | 2 |
Top 10 states
| State | Loans |
|---|---|
| OH | 101 |
Top franchise brands financed
8 franchise loans across 8 distinct brands.
| Franchise | Loans |
|---|---|
| Snap Fitness | 1 |
| Young Chefs Academcy | 1 |
| Wings Etc. | 1 |
| The UPS Store (f/k/a Mail Box | 1 |
| Pure Barre | 1 |
| ALLSTATE HOME INSPECTION AND E | 1 |
| Window Genie | 1 |
| Just Love Coffee Cafe | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.